Saskatchewan Credit Union Residential Mortgage Appraisal Portal

For Saskatchewan Credit Union Lenders and Members ONLY. Online requests receive booking priority, and there is no cost to submit a request (we confirm the final fee and inspection date with you before proceeding). Note: Do NOT use this form for Major Banks (which must be ordered directly by the lender). For private non-mortgage, mortgage broker, agricultural, or commercial quotes, please use our Master Request Form →

  • Service Area: Northwest and West Central Saskatchewan (from our offices in the Battlefords, Meadow Lake, and Kindersley). We do NOT serve Saskatoon, Warman, Martensville, Prince Albert, or Lloydminster.
  • Standard Base Fees: Apply to existing, site-built single-family detached homes under 2,000 sq.ft., on standard lots, in habitable condition, with a sale price or estimated value under $500,000 (standard acreage requests include the house, one garage, and up to 15 acres).
  • Custom Quotes & Exclusions: A custom quote is required for new construction, acreages larger than 15 acres, outbuildings or shops, renovations, executive homes (larger than 2,000 sq.ft. or with a sale price or estimated value greater than $500,000), agricultural properties, multi-family buildings, or commercial properties. We appraise land and buildings only (we do not appraise going-concern businesses, equipment, hotels, fuel stations, or restaurants).
  • Payment: Payment in full is due on the day of inspection unless guaranteed by the Credit Union. Interac e-Transfer is preferred (details provided on the invoice); credit card payments incur a 2.4% surcharge.

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Review Full Terms of Engagement (Click to expand) ▾
A. LENDER & OWNERSHIP POLICIES (CUSPAP 2026)
  • Authorized Client Control: Per CUSPAP, the individual or organization who orders the professional service is the Authorized Client and sole owner of the report, regardless of who paid the fee. If the Saskatchewan Credit Union orders the report, the Credit Union maintains absolute control over its use and distribution.
  • Confidentiality & Distribution: Appraisals are confidential documents intended for internal underwriting and risk management. The appraiser is strictly prohibited from providing copies to third parties without express written consent from the Authorized Client.
  • No Third-Party Reliance or Transfers: Reports are prepared exclusively for the named Saskatchewan Credit Union and intended use identified at the time of engagement. Fortier Mattila Appraisals Inc. does not issue reliance letters, transmittal letters, or re-address reports to alternative lenders, mortgage brokers, or private lenders.
  • Major Bank Incompatibility: Reports prepared for Saskatchewan Credit Unions are NOT valid for financing with RBC, TD, BMO, Scotiabank, CIBC, CMHC, or Sagen, as those institutions require appraisals to be ordered directly by the lender.
  • Successive Representation: Per CUSPAP, an appraiser cannot accept a second assignment on the same property for a different client while a previous recent report remains outstanding for its initial intended use.
B. TECHNICAL LIMITATIONS & SCOPE
  • Inspection Scope: The appraisal is a non-invasive visual observation only and does not constitute a home inspection, structural engineering assessment, or geotechnical evaluation.
  • Structural Disclosure: Any known structural issues must be disclosed at the time of request. Observed foundation cracks, floor deflection, sagging components, or non-habitable status result in an Extraordinary Assumption for a market-based cost-to-cure.
  • Expertise Disclaimer: Appraisers are not structural engineers or environmental specialists. Verification of structural integrity, contamination, or mould requires a third-party expert report.
  • Seasonal Conditions: Site items obscured by snow (roofing/landscaping) are assumed to be in average condition unless otherwise observed.
  • Privacy: Interior photos are used strictly for valuation and audit purposes per PIPEDA and CUSPAP.
C. FEES & PAYMENT POLICIES
  • Estimates: Standard Base Fees apply only to existing, site-built single-family detached homes under 2,000 sq.ft., on standard lots, in habitable condition, with an estimated value under $500,000. Complex properties (New Construction, Acreages >15 acres, Outbuildings, Renovations, Executive Homes >2,000 sq.ft. or >$500k, Commercial/Farm use) require a custom quote.
  • Exclusions: Standard reports include the home, one garage, and up to 15 acres. Unless agreed upon prior to inspection, the appraisal excludes outbuildings, grain storage, and land in excess of 15 acres.
  • Additional Charges: Apply for "As Is"/"As Proposed" valuations, progress draws, market rent studies, or complex acreage/outbuilding inclusions.
  • Payment Timing: Due in full on inspection day unless guaranteed by the Saskatchewan Credit Union.
  • Cheque Policy: Cheques are subject to a 10-business-day clearing period; reporting will not commence until funds clear.
  • Credit Card Surcharge: A 2.4% surcharge applies to credit card payments (partial recovery of processing costs). Physical debit cards are not accepted.
  • Cancellation: 25% fee if cancelled prior to inspection; 100% fee if cancelled after the inspection has occurred.

After clicking submit, please wait until a confirmation message appears. A copy of this request will also be sent to the email address provided (check your junk/spam folder if it does not appear). Thank you — we look forward to working with you.